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Question 1 of 30
1. Question
Farmers usually take crop loans at the beginning of the season and repay the loan after:
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Question 2 of 30
2. Question
Credit sometimes, pushes the borrower to a situation from which recovery is:
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Question 3 of 30
3. Question
Sometimes lenders demand against loan:
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Question 4 of 30
4. Question
Interest rate, security and documentation requirement, and the mode of repayment together comprise what is called the:
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Question 5 of 30
5. Question
Loans from banks and cooperatives are called:
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Question 6 of 30
6. Question
Loans from moneylenders, traders, employers, relatives and friends are called:
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Question 7 of 30
7. Question
The RBI monitors the banks are actually maintaining:
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Question 8 of 30
8. Question
Most of the informal lenders charge:
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Question 9 of 30
9. Question
The rich households are availing cheap credit from formal lenders whereas the poor households:
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Question 10 of 30
10. Question
Cheap and affordable credit is crucial for:
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Question 11 of 30
11. Question
About 85 percent of the loans taken by poor households in the urban areas are from:
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Question 12 of 30
12. Question
Most loans from informal lenders carry a very high interest rate and do little to:
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Question 13 of 30
13. Question
It is important that the formal credit is distributed more equally so that:
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Question 14 of 30
14. Question
The full form of SHG is:
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Question 15 of 30
15. Question
The SHGs help borrowers overcome the problem of:
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Question 16 of 30
16. Question
Everyone prefers to receive payments in:
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Question 17 of 30
17. Question
When both parties agree to sell and buy each others commodities it is known as:
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Question 18 of 30
18. Question
Money is something that can act as a medium:
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Question 19 of 30
19. Question
In early ages, Indians used grains and cattle as:
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Question 20 of 30
20. Question
Modern forms of currency includes:
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Question 21 of 30
21. Question
Which of the following banks issues currency notes on behalf of the Central government to:
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Question 22 of 30
22. Question
No individual in India can:
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Question 23 of 30
23. Question
Banks accept the deposits of the customers and also:
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Question 24 of 30
24. Question
Since the deposits in the bank accounts can be withdrawn on demand, these deposits are called:
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Question 25 of 30
25. Question
A paper, instructing the bank to pay a specific amount to the person in whose name the paper has been made is called a:
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Question 26 of 30
26. Question
Banks use the major portion of the deposits:
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Question 27 of 30
27. Question
Banks mediate between those who have surplus funds and those:
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Question 28 of 30
28. Question
The difference between what is charged from borrowers and what is paid to depositors is:
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Question 29 of 30
29. Question
An agreement in which the lender supplies the borrower with money, goods or services in return for the promise of future payment is called:
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Question 30 of 30
30. Question
In rural areas, the main demand for credit is for:
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